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Auto Enrolment
ARB Accountants offer pension auto enrolment services in Essex and across the UK. Our chartered accountants can take the stress and uncertainty out of auto enrolment pension schemes, and give you the peace of mind that your business complies to government legislation.
Our Enrolment Services
ARB Accountants offer pension auto enrolment services in Essex and across the UK. Our chartered accountants can take the stress and uncertainty out of auto pension schemes, and give you the peace of mind that your business complies to government legislation.
Whatever the scenario, our auto enrolment experts can talk you through the impact that auto- enrolment may have on your business, and advise on the best route forward.
Enrolment
Identifying who will be affected within your business and managing the enrolment process for all eligible employees.
Compliance
Registering your business and scheme with The Pensions Regulator and filing monthly contributions schedules with your pension provider.
Staff Notification
Communication with your staff about their contributions and keeping them up-to-date on your behalf.
New Starters
Auto enrolling all eligible staff and any new staff joining the business, as well as communicating the process with them.
Pension Admin
Providing on-going administration of auto enrolment ensuring the pension scheme can operate effectively.
Opt Out Management
Dealing with any opt-out wishes from your employees.
Advice
Advising both you and your employees on various matters including how salary sacrifice can minimise costs.
Managing Contributions
Confirming pension contribution amounts in line with your pension scheme and government regulations.
Record Keeping
Maintaining accurate records for qualifying earnings for all the employees in line with government legislation.
Why Choose ARB Accountants?
Under the Pensions Act 2008, All UK businesses are now legally required to operate an auto enrolment pension scheme for qualifying employees, consisting of employer and employee contributions. If you have started your auto enrolment duties and are struggling with the additional burden, ARB Accountants’ friendly team can make complying with government legislation simple. We take the stress and uncertainty out of complex processes, leaving you with more time to focus on running your business. Consider us an extension of your team; we’re always on hand to answer your questions, and will work closely with you to meet your business’ exact requirements.
Frequently Asked Questions
Discover more about our Auto Enrolment in Southend.
What is pension auto enrolment?
Pension auto enrolment is a government scheme to help provide employees with a pension fund. If eligible, employees are automatically enrolled onto their company’s scheme, and can opt out afterwards if they choose to do so.
What are my pension obligations as an employer?
If your employee is over the age of 22 but under the state pension age, is a UK resident, and earns more than £10,000 per year they must be auto enrolled into your company’s chosen pension scheme. As of 2019, the minimum contribution that an employer must contribute is 3%.
What information do I need from employees to pay them?
ARB Accountants offer a variety of auto enrolment services tailored to suit your business. These services include:
- Identifying who will be affected within your business
- Registering your business and scheme with The Pensions Regulator
- Communicating with your staff and keep them up-to-date on your behalf
- Auto enrolling eligible staff and new staff joining the business
- Providing on-going administration of auto enrolment
- Dealing with any opt-out wishes
- Advising on how salary sacrifice can minimise costs
- Confirming pension contribution amounts
- Maintaining accurate records
What are payments using salary sacrifice?
Your employer may offer you the option of salary sacrifice as part of their pension scheme. If so, you can give up part of your salary (your sacrifice), which your employer then pays into your pension, along with their contribution to the scheme.
As you’re effectively earning a lower salary, both you and your employer pay lower National Insurance Contributions (NICs). Better still, your employer may pay part or all of their NIC saving to your pension too (although they don’t have to do this).
How much should my contribution into my workplace pension be?
In most auto enrolment schemes, you will make contributions based on your total earnings between £6,240 and £50,270 a year before tax (as of tax year 2021-2022).
Your total earnings include:
- Salary or wages
- Bonuses and commission
- Overtime
- Statutory sick pay
- Statutory maternity, paternity or adoption pay
The minimum your employer pays:3%
The minimum you pay: 5%
Total minimum contribution: 8%
If you’re looking for an Accountant Essex based, get in touch today and you’ll have confidence knowing we’re dedicated to providing exceptional service that goes beyond mere number-crunching
We’re passionate about giving insightful guidance to help you make informed decisions that benefit you in the present and secure your future. If you’re in need of a trustworthy and experienced Accountant Southend way, our team is ready to assist you. Contact us today to schedule a free consultation and take the first step towards achieving your financial goals.
Our clients love us…
Our dedicated service has earned us a 5-star rating on Google reviews from 30+ clients.
Saurabh has been looking after my company accounts for nearly 2 years. He is very reactive to any queries I have and both thorough and efficient in all the necessary company filings. Highly recommended!
Helena Walsh
I have been working with ARB for the last 3 years and they are the best accounting service I have ever had so far. They are looking after my company tax return, bookkeeping and payroll as well as my personal taxes.
Pauline de Jessey
This was my first time using ARB Accountants. I found them on Yell and reached out. Received the response immediately, had a free consultation and a reasonable quote.
Magdalena Carvall
I have been working with ARB Accountants for nearly 4 years. Saurabh and his team have always been extremely accommodating, helpful and responsive. I highly recommend ARB Accountants for all your accounting needs.
Daniel Hewitt